mortgages in spain

spanish mortgages

A Mortgage in Spain

At Red Rose Property Spain, we offer independent mortgage advice to help you find the best financing options for your property purchase

+34 602 627 580

Registered Address: Avenida de Andalucía 118, 29751 Caleta de Vélez, Málaga, Spain. Note: This is our registered business address. Please contact us before any visits, as this location is not open to the public. 

A Mortgage in Spain | Red Rose Property Spain

Independent Mortgage Advice for Buying Property in Spain

Getting a mortgage in Spain doesn’t have to be complicated. At Red Rose Property Spain, we offer independent mortgage advice to help you find the best financing options for your property purchase — whether you’re buying in Málaga, Granada, Almería, Murcia, or Alicante. Our experienced team works with multiple Spanish and international banks to secure competitive mortgage rates and flexible terms for both residents and non-residents.

With our guidance, you can make informed financial decisions and buy your dream home in Spain with confidence.

Use Our Online Mortgage Calculator

Want to know what your monthly repayments might be?

Use our Mortgage Calculator right here on our website to get an instant estimate of your potential mortgage in Spain.

Simply enter your:

  • Property price
  • Deposit amount
  • Loan term

Our calculator will show your approximate monthly payment — helping you plan your budget before you buy.

👉 [Try our Spanish Mortgage Calculator now

A mortgage in spain

Types of Mortgages in Spain

We help buyers find the right mortgage for their financial situation. Our advisors work with you to understand your goals and connect you to the most suitable loan options:

  • Fixed-rate mortgages: Stable payments and predictable costs.
  • Variable-rate mortgages: Linked to Euribor, offering flexibility and potential savings.
  • Mixed-rate mortgages: A combination of fixed and variable terms.
  • Non-resident mortgages: Tailored financing for foreign buyers purchasing property in Spain.

With Red Rose Property Spain, you’ll always know your options — and which one fits your circumstances best.

Why Work With Red Rose Property Spain

Experience

Over a decade of experience helping international buyers

Proven Track Record

Trusted partnerships with leading Spanish banks

Multilingual

Multilingual team offering support in English, Dutch, and Spanish

Client-Centric 

End-to-end service — from property search to mortgage approval

Full Support Through the Buying Process

Your mortgage in Spain is just one part of your property journey. That’s why we offer complete support from start to finish, including:

  • Mortgage pre-approval and application guidance
  • Legal assistance with contracts and property registration
  • Coordination between banks, notaries, and lawyers
  • Transparent explanations of all costs and fees

We make the process clear, compliant, and stress-free — even if you’re buying remotely or relocating from abroad.

Local Mortgage Expertise Across Southern Spain

We provide mortgage and property buying assistance in the most desirable regions of Southern Spain:

  • Málaga – Costa del Sol: Marbella, Mijas, Fuengirola, Estepona, Benalmádena.
  • Granada – Costa Tropical: Almuñécar, Salobreña, Motril, La Herradura.
  • Almería – Costa de Almería: Mojácar, Vera, Roquetas de Mar, Arboleas.
  • Murcia – Costa Cálida: Mazarrón, Los Alcázares, Cartagena, La Manga.
  • Alicante – Costa Blanca North & South: Jávea, Moraira, Torrevieja, Orihuela Costa, Guardamar del Segura.

Wherever you’re buying, our local knowledge and financial expertise make the difference.

“Securing a mortgage in Spain should feel exciting, not overwhelming. At Red Rose Property Spain, we guide you through every step — from comparing banks to understanding the fine print — so you can buy your dream home in Spain with clarity and confidence.”

Catherine Palsrok

Founder & CEO of Red Rose Property Spain SL group

Catherine Palsrok Red Rose Property Spain

Contact Us!

Red Rose Property Spain is a multilingual real estate agency, proudly speaking English, Spanish, Dutch, German, French, Russian, and Ukrainian — ensuring clear communication and personalized service for every client.

Registered Address: Avenida de Andalucía 118, 29751 Caleta de Vélez, Málaga, Spain

Phone: +34 602 627 580

Email: [email protected]

Registration Number: B56558235

Note: This is our registered business address. Please contact us before any visits, as this location is not open to the public.